Loan Products

Conventional Loans

Conventional loans are available to borrower that meet guidelines set by Fannie Mae & FreddieMac. Fixed and adjustable rate mortgages are available under this product for the following purposes

Purchase Loans up to 97% Loan to value
Rate & Term refinance loans up to 97% Loan to value
Cash out loan up to 80% Loan to value
Investment properties up to 80% loan to value
Homestyle renovation available as well

VA Loans

We are a nationwide lender on VA Loans. If you are Veteran, Reservist or Active duty you can qualify for a VA loan. Listed below are the VA loan programs

Purchase loans up to 100% loan to value
Cash out loans up to 100% Loan to value
VA IRRRL – Non income qualifying refinance
VA High Balance loan up to $1 Million
550 minimum FICO score

FHA Loans

FHA loans are designed for low to moderate income borrowers with flexible underwriting requirements. Listed below are FHA loan programs

Purchase loans up to 96.50% Loan to value
550 Min score requirement
Gift funds allowed for down payment
203K Rehabilitation Loans
FHA Streamline Refinance (non- income qualifying)
FHA High balance loan up to $729,750.00

Jumbo Mortgages

We offer Jumbo loans of up to $3,000,000 with competitive rates
We offer FHA Jumbo loans in High Cost areas with a down payment of just 3.5%
Super conforming loans- above GSE limit in designated areas

Alternate Lending Products

Bank Statement Loans – lending based on bank deposits, ideal for contractors or business owners.
Blemished Credit
Professional Real Estate Investor Loans
Assets as income
Foreign National Loans
Non-warrantable Condo

Home Equity & Renovation loans 203(K)

We offer stand alone 2nd mortgages for home improvements or in connection with a first mortgage to purchase a home.

We are here to help make

your dreams a reality

Get in touch

Location

1578 Softshell St,

St Cloud, FL 34771

Phone : + 407 754 6581

Email : [email protected]

Our Hours

MON-FRI 9:00 – 5:00

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